41 Shortland Street Auckland New Zealand

You will receive a verification email once you submit your application.  Your account will be created immediately once you click the verification link in this e-mail. Please do not forget to send your original documents to the bank. Documents, which are necessary, are shown below:

Signed application form (sent automatically to the applicant’s e-mail by the back office support after filling out the online application),

Notarized copy of valid passport or ID

1) You can receive, send and check balance online;

2) At all time of your payments, withdraws or transfer can be made online within 24 hours;

3) Through current account, you don’t need to carry physical cash when money deposit, withdrawals or transfer made;

4) Open opening fee is 2,500USD and minimum initial deposit 5,000USD

5) Virtual VISA Crad is free, 

6) Plastic VISA or  MasterCard Credit card. 90USD

7) Plastic VISA or  MasterCard debit card 50USD

8)Account monthly maintenance fee $20

You will receive a verification email once you submit your application.  Your account will be created immediately once you click the verification link in this e-mail.

In order to approve your application, please kindly send us notarized photocopies of your documents by courier service .  Documents, which are necessary, are shown below:  

Signed application form (sent automatically to the applicant’s e-mail by the back office support after filling out the online application),

-Copy of valid passport or ID of the beneficial owner(s), directors and authorized signatory,
-Utility bill less than 3 months for the company and for the beneficial owner and the director(s) and authorized signatory,
-CERTIFICATE OF INCORPORATION or Registration Document of the company,
-MEMORANDUM & ARTICLES OF ASSOCIATION or Statues of the company,
-Minutes of a meeting of the Board of Directors and a POWER OF ATTORNEY (giving the authorized Signatory the authority to open and manage the account, if the director of the company is not the one who will use the account),
-APOSTILLE

NOTE: ALL PHOTOCOPIES MUST BE NOTARIZED BY A PUBLIC NOTARY OR A LAWYER OR A BANKER (there must be seal, signature phone (not mobile phone) number and address of authority, who notarizes your documents). Also you may send us the original documents . After verification, we will send them back to you via DHL (DHL charges are applicable)

 

Internet Merchant Accounts facilitate credit card transactions over the internet. If you operate an online business and do e-commerce, we have the perfect solutions for you to obtain privacy, and avoid all of the burdensome rules and regulations surrounding online e-commerce in your domestic country.

Merchant account processing services are provided by a bank or a third party processor to the merchant. services include authorization of credit cards, settlement of funds through the bankcard associations (MasterCard & Visa), depositing of funds into checking accounts, merchant billing, and account activity reporting.

We currently deal with several merchant account processors. The one we recommend for you will depend on your particular business model. Please note that most merchant providers do not accept certain types of high risk businesses, such as pornography, gun sales, online gambling, or sales of addictive substances. However, we have relationships with several merchant processors, so if one particular processor does not accept your business model, then we have others who may (although the set up and processing costs may be slightly higher for high risk credit card processing).

Our Merchant Processors can process

- MasterCard 

- Visa

Our recommended Merchant Processors can settle funds due to merchants' bank accounts in US Dollars to any bank worldwide using the SWIFT payment system.

The merchant processing service functions under the SSL (Secure Socket Layer) system which codifies the information and this security system is one of the most advanced in the market today. It consists of one secure connection between the merchant and the processor, which guarantees that the information is never lost or reproduced to other parties.

For additional security the Merchant Processor requires that you obtain a digital commercial security certificate for your website forms.

- Corporate Bank Account with us: 

This is where the proceeds from the merchant account transactions will be deposited.

- Letter Describing Your Business:

A: Merchant account processing services are provided by a bank or a third party processor to the merchant. These services include authorization of credit cards, settlement of funds through the bankcard associations (MasterCard, Visa, etc.), depositing of funds to checking accounts, merchant billing, and account activity reporting.

A: The first step is to establish an offshore corporation. Next, you will need to establish a bank account for your corporation. Finally, the merchant account is established through one of our correspondent merchant processors. The application process is relatively simple, and just requires that you complete with the necessary documentation.

A: Through our recommended merchant processors, you will automatically be set up to accept Visa and MasterCard.

A: You can start accepting credit cards immediately after the application is accepted and your merchant account is activated. The application process takes from 2 to 4 weeks, depending on whether all of the necessary documentation is complete.

A: Yes, once your account is approved and activated, you may commence processing of credit card transactions immediately.

A: Funds are automatically transferred to your business checking account via an electronic wire transfer after a transaction has been "captured" and settled for payment. The time frames for payments range with each merchant processor, some pay within 72 hours, others within 2 weeks. Please note that certain "hold-backs" (generally a small percentage of the transactions, around 5 to 10%) may apply, depending on the risk level of your business. The "hold-backs" are released after a certain time period, generally within 30 to 180 days (depending on the risk evaluation performed by the merchant processor).

A: Yes, applications will need to be couriered or emailed to your address, you would need to return the signed applications along with the required documentation to commence final approval. Once final approval occurs (normally around 2 weeks after the merchant processor receives the original paperwork) you will then be able to begin processing.

A: No. All you need is a web browser and Internet access to utilize the Virtual Point Of Sale (POS) terminal. Use this to authorize/settle transactions, view orders, manage recurring billing and more!

A: Yes. Our recommended merchant processors offer you Internet-based reporting, that gives you online access to review your daily sales, financial history, and other pertinent account information. In addition you will receive a paper statement at the end of each month.

A: There are no strict credit requirements. Any business can be approved. The merchant provider that is used depends on the business model of the particular business.

A: Yes. We may be able to find a correspondent merchant processor that allows online gambling.

A: Financial institutions and the Visa / MasterCard card Associations have different criteria for evaluating the potential risk involved in credit card transactions where the card is not physically presented to the merchant. This type of business is typically referred to as "card not present" or "MO/TO" (mail order/telephone order). For this reason, a separate merchant account is needed.

A: A payment gateway is a service that gives merchants the ability to perform real-time credit card authorizations from a web site over the Internet. The Gateway is an encrypted channel that passes the transaction securely from your customer's computer to the financial institutions to capture the authorization and approval. Once the transaction is complete, the information is sent back through the Gateway to complete the order and provide you with verification. The Gateway offers many administrative features such as: viewing orders, keeping sales tax records, account maintenance, etc.

A: Our merchant processors provide you with a complete turnkey solution. When you apply and are approved for an account, the gateway is automatically set-up.

For further information about Merchant Accounts and our Fees, please contact us.