41 Shortland Street Auckland New Zealand

Tel: +44 (0) 2895811111 E-mail: info@pacific-bancorp.info

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FOREIGN CURRENCY TERM DEPOSIT
 
We offer a range of Competitive Foreign Currency Term Deposit Contract for period of 3,6,12,24 months. available currency is USD-EUR-GBP.
 
Features :
 
- Guaranteed interest rate if held for the full term
- Rates vary dependent on your chosen term
- A minimum deposit is required (see table below)
- Rates for deposits minimum from $100,000.00 are available on request
- Option of monthly or annual interest
- Withdrawals cannot be made during the term, unless it is for the full balance and then you must pay nearly repayment charge (minimum 10%)
- No additional payments can be made to the Term Deposit Account during the term.
 
Maturity :
 
We will write to you 28 days before maturity
unless otherwise notified three days before maturity, 
we will automatically rollover your deposit for a term equal 
to the previous term of your deposit
 
Interest Rates
 
Fixed interest rate
Interest is calculated monthly
Interest cannot be paid into the Term Deposit Account except on the maturity date of the deposit

 
Contract                                             Minimum  Deposit                                         Interest Rates (p.a)

 3 MONTHS                                             100,000.00                                                        5.35 % Net
 
 6 MONTHS                                             100,000.00                                                        6.50 % Net
 
 12 MONTHS                                           100,000.00                                                        7.75 % Net
 
 24 MONTHS                                           100,000.00                                                      10.15 % Net

Rates are Correct as at 09 FEBRUARY 2009.

Monthly interest option *
interest is credited to your Pacific Bancorp offshore deposit account each month on the anniversary of the Commencement Date. If such a date is not a Business Day, then it will be credited on the first Business Day thereafter. 
 
Please note :
We reserve the right not to accept applications, at our discretion. Pacific Bancorp may decline business due to legal, regulatory or other reasons. Our products and service are not available to customers at the countries where they are not allowed.